Options

 

General rules

I usually trades options that expire in greater than 2 weeks, which is often the “front month” (the closest month of expiration).  Monthly options expire the 3rd Friday of every month, but  there are weekly options for many listed securities also.  I normally do not trade weekly options, as they are more volatile and there is  not enough time for the trade to work for you.  If there is a high probability trade, sometimes I will make an exception to that rule.

I normally trade options that are 1-3% in the money.   What does that mean?

That means if a stock is selling for $500, I would look at the strikes that are $5-$15 (1-3%) below the market price of the stock.   In this case, that would be the 495,490 or 485 strikes.   I would now be looking at March contracts, as the February options expire this Friday(3rd Friday this month).    Usually a 3% in the money(ITM) strike will  give me a .70 delta .  What is that? Delta  is the ratio comparing the change in the price of the underlying asset to the corresponding change in the price of a derivative.  This means the option should move 70% of the move of the underlying stock.   The more ITM the options are, the higher the delta.

Example:  A stock is trading for 500, and you buy ITM calls by 3% (485 strike) at $18/contract and the stock gains +10 (to 510).   Your 485 calls should move .70 x 10 , or $7 (to $25 or +38%)     So, using this example if your stop was 490 (10 stop in the stock), you would place your stop in the option at .70 x 10=7 below the entry price.  So, if you bought those calls for $18, then your stop would be 18-7=$11.00 ( -38% loss)  This was just an example of the huge risk, and huge reward in options.   That is why I scale out a portion of my position relatively fast(after the option has moved 3-5% in my favor), to reduce risk.   If you scale out of 1/2 the position, you reduce risk  and are still involved with the trade (your runner).

Also, there is time decay with every option.  This will affect the price of the option with the  fluctuation of  the underlying security.  This is referred to as Theta.   Theta is a measure of the rate of decline in the value of an option due to the passage of time.  The Delta will change based on the time expiration of your options.  So, if you go out past the front month expiration, the 3% ITM options will have a lower Delta than .70(depending on how far you go out).

The above scenario was just an example.  It is very important to understand trading options is very risky.

 

 

 

24 Responses to Option Education

  1. Edit Comment VinceFully agree with your above statement in both description and method of selecting options,normally that is my selection process.
    Lately with some stocks (i.e. JPM, XLE,etc…) and the market in the 9th inning, I’ve been buying very near At-The-Money front month options because the delta has been approximately 50. So I’d buy 10 or 20 contracts and for every 2 cent move in the stock price it essentially equals to a 1 cent move in the option price. After the option moves approximately 20% to 25% I will sell 3/4 postion (7 or 15 contracts) and keep the 1/4 position (3 or 5 contracts) as a runner. And given the 50 delta I can withstand these most recent violent shakeouts / pullbacks.
    Keep up with the great picks.
  2. Edit Comment @profit_takerGreat post, looking forward to more options education. Do you suggest any books?
  3. Edit Comment JamieWhen you say 3% ITM options, is it oversimplifying to just look for options in the ~.70 delta range? Or is that 3% number a defined part of your trading/money mgmt strategy, which dictates then which option to actually choose? Or…do both those roads lead to the same place?
    • Edit Comment David3% in the money, is the general rule…This does vary, buy I usually try to get the .70 Delta. The 3% is not a defined part of my trading methodology or strategy. Taking the entries from the charts with defined risk involves my methodology, along with the 5 Essentials to Trading Success.
  4. Edit Comment KDavid,
    Under what circumstances do you prefer to use spreads as opposed to purchasing less contracts?
    • Edit Comment DavidWhen premiums of options are high I will use spreads. Also, sometimes I will sell OTM call against my ITM call(long) after the trades starts working in my favor.(reduces risk and gives me more time to be right on runner) Since March contracts expire in 5 weeks(lots of premium), you might want to consider spreads (2-3%)ITM long and (2-3%) OTM short
  5. Edit Comment CraigWhat happens if you set your stop and the market trades right thru it, and never trades at your stop price? Ie: stop at 10, trades at 10.05 and 9.95, but not 10. Your stop isn’t activated. Have you ever encountered that? Happened to me on more than one occasion. Thanks!
  6. Edit Comment ManishCan you provide some more information on options that are not liquid? What is the best calculation to use to know if a option is overpriced. I have had some situations where the premium has deflated after I bought in leaving me stuck.
    • Edit Comment DavidIf the options are not liquid (7-10% bid/ask spreads…or…..i.e 9.10/10 bid/ask), I would avoid.
      Stick with ITM with around .70 delta, and if the spreads are wide, use the equity.
  7. Edit Comment John ShartleDavid, after being here a couple of days, I’ve seen you scale out of some positions rather quickly (sometimes a matter of min’s). The only time I have attempted doing this in the past, I get these scary warning messages from my broker about day trading, so I’ve cancelled the order(s). What are the rules about day trading that allow these short lived buy & then sell transactions?
  8. Edit Comment MattHi David,If you are trading options as a swing/momentum trader, when would consider scaling profits for these situations? Due to my job, I do not have the ability to day trade and pay that close attention every day.

    Thank you very much.

    • Edit Comment DavidPlease see the “scaling” post.I scale profits at +1% and +2% (general guidelines), and then hold my runner verse my entry cost.

  9. Edit Comment alexFitz,
    question about stops on options and risk reward.
    Let’s assume someone always allocate same amount of money into each trade (i.e $1000). You buy whatever number of contracts for that amount and assume you choose delta .7. Now, rules for taking profit are clear and if someone books half of the profit after underlying price goes 1-1.5% it translates usually to 20% in options. Remaining 1/4 and optional runner might go up but assume it stays around same price. So at the end you booked ~%20 of your initial amount ($200).
    If price goes down, suggested STOP is usually 2-3%. I assume you have to exit whole position at that price since there is no guidance for scaling down. That translates to ~%40 loss (-$400)
    So, could you explain little bit more your approach when things go wrong?
    Much appreciated.
    thanksthanks
    • Edit Comment DavidWe obviously have more winners than losers, and holding your winners with runners balances out the small amount of losing trades. Go back and look at the blog on all the winning trades >+200%.Great question though.

  10. Edit Comment JaimeDavid,Just to make sure i have the stops on the options prices right. Lets assume today QCOM engaged. price of july 65 puts was 3.85 with a delta of .86. Will my stop on this contract be at 2.31 assuming that we are stopped out on the stock at 63.11

    Thanks

    Jaime

    • Edit Comment DavidThat is a good estimate for your stop.Remember, it is important to have a physical stop order in. You can always change to market order, if stock hits the stop, but your options did not.

  11. Edit Comment rindelHi David,How do I convert your stop prices on stocks to stop prices on the equivalent option? e.g. NXPI has a trigger of 35.93 and stop price of 33.64.

    • Edit Comment DavidYou estimate your stop based on the delta/theta.Or you can place a conditional stop order (if you are using Think or Swim, or Interactive Brokers)

  12. Edit Comment rindelDavid,Why do you go out only two weeks for option trades on your engagement sheet (amzn, nke)? What is your general rule about far ahead you buy your buy options?

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